Unyte’s Claims Management APIs facilitate the entire claim processing lifecycle, from initial submission to final resolution, providing merchants the neccessary tools to file, track, and retriving status updates on the filing process.

Usecases

Divided into four customer-focused key functionalities, our APIs allows for:
  • Claim Submission: Allows merchants to file new claims on behalf of their customers, providing comprehensive incident details and supporting evidence.
  • Claim Information Updates: Empowers merchants to modify claim information prior to adjudication, ensuring accuracy and completeness.
  • Claim Retrieval: Enables merchants to retrieve specific claim details using claim IDs or claim numbers.
  • Claim Tracking: Provides merchants with a comprehensive view of all customer-submitted claims, allowing for real-time tracking and insightful reporting.

Flow Diagram

Claims Initiation & Filing

This endpoint faciliate the initial of the filing process. A customer experiences an incident covered by their purchased policy. Merchant utlizes this API to initiate the claim, providing all required and supporting evidences. Request Fields
FieldTypeRequiredDescription
claimant_metadataobjectYesMetadata about the claimant (first name, last name, birth date, email, phone number, relationship)
claim_detailsobjectYesImportant Details of the claim (such as claim type, incident description, incident date, claim amount, supporting documents)
policy_iduuidNoUnique identifier of the insurance policy
policy_numberstringNoInsurance Policy Number as assigned by the provider
witness_detailslistNoInformation about witnesses present at the time of the incident
authority_reportobjectNoDetails of any authority report (such as police report, medical report, drug report, etc)
For a full list of these breakdowns, please visit the Definitions to get a detailed breakdown.

Information Update

This API empowers the merchant to modify specific aspect of the claim details before adjudication. In accordance with our partner providers, some information are non-changeable after initial request, so please confirm details before successfuly filing a claim request on behalf of your customer claim request. Request Fields
FieldTypeRequiredDescription
claimant_metadataobject~Updates can only happen on specific metadata about the claimant (such as the claimant’s email, age, phone number, etc)
claim_detailsobject~Details of the claim (such as incident date and incident description)
witness_detailslist~Details of witnesses (full name, contact phone, contact email, statement)
For a full list of these breakdowns, please visit the Definitions to get a detailed breakdown.

Claims Tracking

Our platform provides two APIs for tracking claims information across customers. These are:

View Claim Information

This endpoint allows merchants to retrieve detailed information about a specific claim using either the claim ID or the claim number. Endpoint: GET /claims/{claimId} Path Parameters:
  • claimId (string, UUID): The unique identifier of the claim.
See the API Reference on Retrieving Claim Information for full usage, and response examples.

View All Claims

This endpoint allows merchants to retrieve a list of all claims associated with their account. Merchants can filter and paginate the results to manage large datasets effectively. Endpoint: GET /claims Query Parameters:
  • customer_email (email, optional): Filter claims by the customer’s email address.
  • first_name (string, optional): Filter claims by the customer’s first name.
  • last_name (string, optional): Filter claims by the customer’s last name.
  • phone_number (string, optional): Filter claims by the customer’s phone number.
  • limit (integer, optional): Number of results to return per page. Defaults to a platform defined limit.
  • offset (integer, optional): The initial index from which to return the results. Defaults to 0.
See the Reference on Retrieving All Claims for full API usage and response examples.